Our team is composed of experienced professionals in comprehensive wealth management who enjoy working closely with our clients and with each other.

We are large enough to offer advice on a broad range of financial instruments and small enough to provide exceptionally personalized services to our clients. The client-driven focus allows us to excel at providing financial and investment advice that is bespoke to our individual clients.

Our Team Expertise

Comprehensive Wealth Management

Comprehensive Wealth Management

Unbox Money has rich experience in comprehensive wealth management. We follow coordinated and integrated approach to achieve a broad range of financial goals. We provide customized services that focus on your unique financial goals, using a comprehensive wealth management strategy. We plan for your unique financial goals:

  • Financial Planning
  • Retirement Cash Flow Planning
  • Insurance and Risk Management
  • Tax Efficient Investment approach
  • Estate Planning and philanthropy
  • Family Wealth Counselling
  • Business Financial Advise

Mortgage

Our experienced mortgage team can help to guide you through the process and can quickly work out which banks can offer you the best interest rate, terms and conditions, processing, sanctioning and documentation, which in turn make your journey pleasant.

Channel Partner with all Banks and loan financing companies in India. Lowest interest rate guaranteed

Loan against property (LAP):- Both residential and commercial properties can be mortgaged for taking a loan against property.

HOME Loan: – Easy documentation and lowest interest rate. Repayment tenure to a maximum of 30 years.

Real Estate AIFs & REITs

Unbox Money have highly experienced and independent property professionals who deliver expert advice on buying, investing and managing real estate in India. We work only with RERA (Real estate regulatory agency) approved real estate builders and help homeowners, home buyers, sellers, renters. Our mission is to empower consumers with information to make smart decisions. We work with only RERA (Real estate regulatory agency) approved real estate builder and help homeowners, home buyers, sellers, renters.

Investors who don’t want the headaches of managing their own properties can choose real estate investment trusts (REITs), AIF or private equity real estate funds to diversify investment portfolios.

Real Estate Investment Trusts:- The REIT platform has already been approved by the Securities and Exchange Board of India (SEBI) and like mutual funds, it will pool the money from all investors across the country. REIT is a process to generate funds from a lot of investors to directly invest in profitable real estate properties like offices, residential units, hotels, shopping centers, warehouses and more. All trusts with REIT will be listed on stock exchanges as they would be structured like trusts. Consequently, REIT assets will be held with independent trustees for unit holders/investors.

Alternate investment Fund:- AIF is a privately pooled investment vehicle which collects funds from sophisticated investors that may include domestic or foreign investors, for investing it in accordance with a defined investment policy for the benefit of its investors.

There are three categories in which AIFs registered with the Securities and Exchange Board of India (Sebi) as AIF. Those that invest in start-ups or early stage ventures/ social ventures, SMEs, infrastructure, or areas which the government or regulators consider as socially or economically desirable come under Category I AIF. These include venture capital funds, SME funds, social venture funds and infrastructure funds.
AIFs, which do not fall in Category I and III, and which do not undertake leverage or borrowing other than to meet day-to-day operational requirements, come under Category II. These include real estate funds, private equity funds (PE funds) and funds for distressed assets.

Category III AIFs are those which employ diverse or complex trading strategies and may employ leverage, including through investment in listed or unlisted derivatives.

As of July 2017, there were over 300 AIFs registered with SEBI. The total quantum of funds raised by these funds rose from nearly Rs 7 crore in December 2012 to Rs 48,100 crore as of July this year. The amount of investments made by them has also increased to Rs 39,300 crore in the same period.

Risk Management

Risk Management

Investors have specific individual goals and needs, but wealth preservation is the common goal that all clients share. As we plan for any other investment objectives, we analysis investors risk profile, go through extensive research and employ innovative strategies that we believe will provide the most value for your specific risk profile.

We actively monitor investor’s portfolio. Proactively update investors on the risk associated with the investment. We help you minimize risk and protect your assets and wealth in a number of ways that include:

  • Diversification & strategic asset allocation of your investment.
  • Ensure diversification within same asset class to minimize risk
  • Follow Strict processes for both qualitative and quantitative analysis of financial instruments and recommend only quality financial instruments
  • Behavioural Finance coaching.
  • Macroeconomic, microeconomics analysis.

I'm happy with the team relationship that Unbox Money is building with me. It's the approach I always wanted with an advisor.

Gurpreet Singh